Explore Home and Housing Insights

Navigating the world of higher education can be daunting, especially when faced with the rising costs of college tuition. Fortunately, for many students, Pell Grants offers a beacon of hope in the quest for a d...

There is no denying that owning a home is not a cheap endeavor. Once you have purchased the property, you are on the hook for keeping it well maintained. This is why it is important to work in the cost o...

Maintaining a home is vital for its longevity and your comfort, but it doesn't have to break the bank. By implementing smart cost-cutting strategies, you can s...

Sometimes you gotta look past the headlines. When peering across college campuses these days you see two very different themes percolating near the top. One are the ever-increasing numbers of protests; and the other is the endless a...

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

If you’re hoping to buy a home in 2026, there's a mix of good and bad news about mortgage rates. Experts expect mortgage rates to drop a bit next year, but don’t count on them going much lower than 6%. Even a sm...

The housing market dynamics are always changing. Prices fluctuate with market demand, changing mortgage rates, and with economic transitions.  Supply and demand flow based on these factors. Given the shifts, you must scr...

Saving up for a home down payment can feel like a huge challenge. Especially for first-time buyers, figuring out how to gather that lump sum for a down payment might seem like climbing a mountain. But, don'...

In October 2025, the Federal Reserve lowered interest rates, which had a noticeable effect on the housing market. Many people looking to buy homes or refinance their...