Explore Home and Housing Insights
Here you will find the trusted resource for up-to-date information, tips, and guidance on securing the best in housing assistance programs.
Need Help with Your Home Down Payment? There's Help Out There
Saving up for a home down payment can feel like a huge challenge. Especially for first-time buyers, figuring out how to gather that lump sum for a down payment might seem like climbing a mountain. But, don'...
How to Get Your Own Home Even if You Don't Have a High Income
Buying a home when you don’t have a high income might feel impossible, but there are many programs and strategies designed to help make it happen. Here is a simple, step-by-step guide on how to navigate ...
$500 Stimulus Payment: Who Qualifies for the Housing Stability Initiative?
A new program called the Housing Stability Initiative is helping families in the United States who are struggling with their finances. This initiative provides selected families with $500 every month...
Mortgage Insurance: Is it worth it?
For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary? What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...
House Down Payments Are Getting Bigger, Now Averaging Over $63,000
Buying a house is becoming more expensive, not just because of the price tags on homes, but also because the initial payment you make, known as the down payment, is going up. That's the chunk of money bu...
SNAP Food Stamps in 2026: New Benefit Amounts and Important Rule Changes
The Supplemental Nutrition Assistance Program (SNAP), commonly known as food stamps, is updating its rules and payment amounts for 2026. These changes are designed to help families afford healthy fo...
Partial Shutdown Begins, Raising Concerns About Mortgage Delays and Flood Insurance Lapses
Even though the U.S. Senate passed a spending bill to fund most federal agencies through September 30, 2026, a partial government shutdown began at 12:01 a.m. on Saturday, Jan. 31. ...
Major retailers are lowering prices (finally)
It could be a head fake but I am starting to think we are about to witness a pretty large move across financial markets, in general. Plus, yesterday, Home Depot announced that there were price reductions coming to many items...
Quick Guide to Down Payment Assistance Programs in the USA (2026)
Buying a house is a big dream for many people. However, saving up enough money for a down payment can be a major hurdle. The good news is that there are many programs across the country designed to help ho...
Ready to start?