Explore Home and Housing Insights

If you’re hoping to buy a home in 2026, there's a mix of good and bad news about mortgage rates. Experts expect mortgage rates to drop a bit next year, but don’t count on them going much lower than 6%. Even a sm...

The United States Small Business Administration is responsible for providing financial assistance to renters and homeowners who live in a disaster area. Financial assistance is available in the form of long-term, low-interest loa...

Navigating the world of higher education can be daunting, especially when faced with the rising costs of college tuition. Fortunately, for many students, Pell Grants offers a beacon of hope in the quest for a d...

Sometimes you gotta look past the headlines. When peering across college campuses these days you see two very different themes percolating near the top. One are the ever-increasing numbers of protests; and the other is the endless a...

Public housing provides safe and affordable rental homes for low-income families, seniors, and people with disabilities. If you need help finding affordable housing, here’s how you can apply for public housing:   Step 1: Conta...

Even though the U.S. Senate passed a spending bill to fund most federal agencies through September 30, 2026, a partial government shutdown began at 12:01 a.m. on Saturday, Jan. 31. ...

However, most home renovations require a substantial amount of money. Therefore, if you're hard-pressed for cash, you might keep postponing home repairs hoping to save the money you need to handle the re...

As 2026 gets closer, many homeowners who have higher mortgage rates may be wondering if it’s finally a good time to refinance. Here are the main points to consider if you’r...

FHA loans are incredibly popular with home buyers because they provide you with a low interest rate, low down payment requirement financing option. However, if you choose to apply for a loan with more than 80 percent loan-to-v...