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Navigating the world of higher education can be daunting, especially when faced with the rising costs of college tuition. Fortunately, for many students, Pell Grants offers a beacon of hope in the quest for a d...

Saving up for a home down payment can feel like a huge challenge. Especially for first-time buyers, figuring out how to gather that lump sum for a down payment might seem like climbing a mountain. But, don'...

The United States Small Business Administration is responsible for providing financial assistance to renters and homeowners who live in a disaster area. Financial assistance is available in the form of long-term, low-interest loa...

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

If you’re planning to buy a home or refinance your mortgage in the next few years, you may be wondering where mortgage rates are headed. Predicting interest rates is never an exact science, but experts ca...

Public housing provides safe and affordable rental homes for low-income families, seniors, and people with disabilities. If you need help finding affordable housing, here’s how you can apply for public housing:   Step 1: Conta...

Buying a house is becoming more expensive, not just because of the price tags on homes, but also because the initial payment you make, known as the down payment, is going up. That's the chunk of money bu...

Maintaining a home is vital for its longevity and your comfort, but it doesn't have to break the bank. By implementing smart cost-cutting strategies, you can s...

In middle of the Great Depression, the Department of Housing and Urban Development (HUD) was started to assist low-income families in finding affordable options for housing. Since then, HUD has expanded its assistance to inclu...