Explore Home and Housing Insights

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

Saving up for a home down payment can feel like a huge challenge. Especially for first-time buyers, figuring out how to gather that lump sum for a down payment might seem like climbing a mountain. But, don'...

Many people in the United States who don’t own homes are losing hope that they’ll ever be able to afford one. A survey from Northwestern Mutual, a life insurance company, found that over hal...

As we head into 2026, the dream of owning a home can feel more difficult due to rising home prices and high rent costs. To make homeownership more achievable, more people are considering buying a house with a friend. H...

In Tucson, Arizona, something exciting is happening. The city is getting ready to start on a great project called Amazon Flats. This project will change the old Amazon Motel into 30 homes that people with less money can...

If you’re planning to buy a home or refinance your mortgage in the next few years, you may be wondering where mortgage rates are headed. Predicting interest rates is never an exact science, but experts ca...

The U.S. Department of Housing and Urban Development (HUD) has good news for homeowners who are finding it hard to keep up with their mortgage payments.  Through its Federal Housing Administration (FHA), HUD...

So, you're ready to buy homeowners insurance? Great decision! Protecting your home is essential, and having the right insurance can give you peace of mind. But with the plethora of options out there, it&...

Navigating the world of higher education can be daunting, especially when faced with the rising costs of college tuition. Fortunately, for many students, Pell Grants offers a beacon of hope in the quest for a d...