Explore Home and Housing Insights

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

Buying a house requires a lot of paperwork. Whether you're getting a mortgage or not, there are several documents you'll need throughout the home buying process. Being prepared with the right documents can make the process fast...

As we head into 2026, the dream of owning a home can feel more difficult due to rising home prices and high rent costs. To make homeownership more achievable, more people are considering buying a house with a friend. H...

Thousands of military veterans are missing out on a government program that could save them significant money when buying a home. The Overlooked Benefit The VA home loan program offers housing ass...

VA home loans help eligible military members, veterans, and surviving spouses buy a home without making a down payment or paying monthly mortgage insurance. The Department of Veterans Affairs (VA) doesn't directly...

FHA loans make homeownership more accessible, especially for first-time buyers, by offering lower credit score requirements, smaller down payments, and flexible guidelines. If you are thinking about getting an FHA loan, here are some of ...

Buying a home is a big financial step, and figuring out how much you need to earn to afford one can feel overwhelming. While your salary is important, it isn’t the only thing lenders look at. Here is a simple breakdown of...

The Social Security Administration (SSA) has confirmed the payment schedule for the rest of the year. Despite any potential administrative delays or government disruptions, benefit payments will continue to be ...

Owning a home might soon be more achievable for many Americans. There's exciting news about a proposed $15,000 tax credit that aims to help first-time home buyers.  Although this tax cred...