Explore Home and Housing Insights

Saving up for a home down payment can feel like a huge challenge. Especially for first-time buyers, figuring out how to gather that lump sum for a down payment might seem like climbing a mountain. But, don'...

As 2026 gets closer, many homeowners who have higher mortgage rates may be wondering if it’s finally a good time to refinance. Here are the main points to consider if you’r...

Maintaining a home is vital for its longevity and your comfort, but it doesn't have to break the bank. By implementing smart cost-cutting strategies, you can s...

Saving up to buy a home can take a long time—sometimes even decades. However, a recent study by ConsumerAffairs reveals that in certain states, it’s much easier and faster to put together a down payment. The ...

Sometimes you gotta look past the headlines. When peering across college campuses these days you see two very different themes percolating near the top. One are the ever-increasing numbers of protests; and the other is the endless a...

Buying a house is becoming more expensive, not just because of the price tags on homes, but also because the initial payment you make, known as the down payment, is going up. That's the chunk of money bu...

FHA loans are incredibly popular with home buyers because they provide you with a low interest rate, low down payment requirement financing option. However, if you choose to apply for a loan with more than 80 percent loan-to-v...

It is no surprise to learn that the ongoing COVID-19 pandemic has greatly influenced some of the hottest design trends of the last 18 months. You can look to the pandemic to continue to influen...

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...