Explore Home and Housing Insights

The Federal Housing Finance Agency (FHFA) has announced the new limits for conventional home loans that will apply in 2026. These limits help determine the maximum amount you can borrow with most standard home l...

Buying a house is becoming more expensive, not just because of the price tags on homes, but also because the initial payment you make, known as the down payment, is going up. That's the chunk of money bu...

The United States Small Business Administration is responsible for providing financial assistance to renters and homeowners who live in a disaster area. Financial assistance is available in the form of long-term, low-interest loa...

Maintaining a home is vital for its longevity and your comfort, but it doesn't have to break the bank. By implementing smart cost-cutting strategies, you can s...

The housing market dynamics are always changing. Prices fluctuate with market demand, changing mortgage rates, and with economic transitions.  Supply and demand flow based on these factors. Given the shifts, you must scr...

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

Navigating the world of higher education can be daunting, especially when faced with the rising costs of college tuition. Fortunately, for many students, Pell Grants offers a beacon of hope in the quest for a d...

FHA loans are incredibly popular with home buyers because they provide you with a low interest rate, low down payment requirement financing option. However, if you choose to apply for a loan with more than 80 percent loan-to-v...

A few other bloggers have already used this infamous line, so I'm really stealing it here. But given the circumstances, it's so good and no other phrase can sum up what we've witnessed as a nation and electorate the past few w...