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Here you will find the trusted resource for up-to-date information, tips, and guidance on securing the best in housing assistance programs.

House Down Payments Are Getting Bigger, Now Averaging Over $63,000

Buying a house is becoming more expensive, not just because of the price tags on homes, but also because the initial payment you make, known as the down payment, is going up. That's the chunk of money bu...

How to Apply for Public Housing

Public housing provides safe and affordable rental homes for low-income families, seniors, and people with disabilities. If you need help finding affordable housing, here’s how you can apply for public housing:   Step 1: Conta...

College Without the Debt: How Pell Grants Can Fund Your Dreams

Navigating the world of higher education can be daunting, especially when faced with the rising costs of college tuition. Fortunately, for many students, Pell Grants offers a beacon of hope in the quest for a d...

Mortgage Insurance: Is it worth it?

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

How Much Does a Mortgage Cost Each Month After the Federal Reserve’s Interest Rate Cut in October 2025?

In October 2025, the Federal Reserve lowered interest rates, which had a noticeable effect on the housing market. Many people looking to buy homes or refinance their...

Major retailers are lowering prices (finally)

It could be a head fake but I am starting to think we are about to witness a pretty large move across financial markets, in general. We were in kind of a range trade or maybe even worse as it looked like markets were headed fo...

Maximizing Your Budget with House Maintenance Cost-Cutting: Practical Tips to Keep Your Home in Top Shape

Maintaining a home is vital for its longevity and your comfort, but it doesn't have to break the bank. By implementing smart cost-cutting strategies, you can s...

My Tenant Jumped Off The Balcony

I was able to buy a house because one of the tenants jumped off the balcony from the 2nd floor (probably about 25 ft). He was lucky to be alive. I have it on video if I can post it here. He was on drugs, he wasn’t contemplating jumping&h...

Low Income Families: All About Housing Assistance

In middle of the Great Depression, the Department of Housing and Urban Development (HUD) was started to assist low-income families in finding affordable options for housing. Since then, HUD has expanded its assistance to inclu...


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