Explore Home and Housing Insights

Public housing provides safe and affordable rental homes for low-income families, seniors, and people with disabilities. If you need help finding affordable housing, here’s how you can apply for public housing:   Step 1: Conta...

Property taxes in New York can be expensive, especially for families and seniors. To help reduce these costs, New York State offers a program called STAR (School Tax Relief). This program gives money b...

When you’re looking to buy a home, there are several types of mortgages you can choose from. One of the most popular choices is the FHA loan, which is backed by the federal government. According to the Mortgage Bankers Associati...

Having clean water at home is important for drinking, cooking, and keeping clean. But for many older adults with limited income, paying for water and sewer bills can be difficult—about 20% of U.S. households are behind on the...

FHA loans make homeownership more accessible, especially for first-time buyers, by offering lower credit score requirements, smaller down payments, and flexible guidelines. If you are thinking about getting an FHA loan, here are some of ...

Recently, mortgage rates fell to their lowest level since March, giving homeowners a chance to refinance their loans and save money. The average rate for a 30-year fixed mortgage dropped to 6.67% as of August 8, after repo...

For many veterans who are adjusting to civilian life, finding safe and stable housing is very important. Thanks to programs like HUD-VASH, the number of homeless veterans has dropped to record lows....

  Can You Buy a House with Low Income? Yes, it’s possible to buy a house even if you have a low income. Many special mortgage loans and home-buying programs are designed to help people with lower earnings. There i...

If you’re hoping to buy a home, you might be wondering whether prices are finally coming down. In some parts of the U.S., the answer is yes—housing prices have started to decrease.   Ar...