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Financial Update - Interest Rates are Creeping Lower
For anyone considering buying a new home or condo, the time is now to pay closer attention. Interest rates - or the cost of money - have moved sharply lower in the past few weeks, and may continue to do so. As interest r...
Mortgage Insurance: Is it worth it?
For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary? What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...
Maybe We Do Have Kings Here After All
A few other bloggers have already used this infamous line, so I'm really stealing it here. But given the circumstances, it's so good and no other phrase can sum up what we've witnessed as a nation and electorate the past few w...
Major retailers are lowering prices (finally)
It could be a head fake but I am starting to think we are about to witness a pretty large move across financial markets, in general. We were in kind of a range trade or maybe even worse as it looked like markets were headed fo...
Sometimes you gotta look past the headlines
Sometimes you gotta look past the headlines. When peering across college campuses these days you see two very different themes percolating near the top. One are the ever-increasing numbers of protests; and the other is the endless a...
How to Apply for Public Housing
Public housing provides safe and affordable rental homes for low-income families, seniors, and people with disabilities. If you need help finding affordable housing, here’s how you can apply for public housing: Step 1: Conta...
10 U.S. Cities Where Rent Is Finally Dropping
Rent prices are starting to go down in many parts of the United States, giving renters some relief after several years of rising costs. These changes follow a period from 2019 to 2022 when rents went up quickly. According to ...
New STAR Program: How Families and Seniors Can Save on Property Taxes
Property taxes in New York can be expensive, especially for families and seniors. To help reduce these costs, New York State offers a program called STAR (School Tax Relief). This program gives money b...
Should You Consider an FHA Loan Now?
When you’re looking to buy a home, there are several types of mortgages you can choose from. One of the most popular choices is the FHA loan, which is backed by the federal government. According to the Mortgage Bankers Associati...
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