Explore Home and Housing Insights

Having clean water at home is important for drinking, cooking, and keeping clean. But for many older adults with limited income, paying for water and sewer bills can be difficult—about 20% of U.S. households are behind on the...

FHA loans make homeownership more accessible, especially for first-time buyers, by offering lower credit score requirements, smaller down payments, and flexible guidelines. If you are thinking about getting an FHA loan, here are some of ...

Recently, mortgage rates fell to their lowest level since March, giving homeowners a chance to refinance their loans and save money. The average rate for a 30-year fixed mortgage dropped to 6.67% as of August 8, after repo...

For many veterans who are adjusting to civilian life, finding safe and stable housing is very important. Thanks to programs like HUD-VASH, the number of homeless veterans has dropped to record lows....

  Can You Buy a House with Low Income? Yes, it’s possible to buy a house even if you have a low income. Many special mortgage loans and home-buying programs are designed to help people with lower earnings. There i...

If you’re hoping to buy a home, you might be wondering whether prices are finally coming down. In some parts of the U.S., the answer is yes—housing prices have started to decrease.   Ar...

Pittsburgh is starting a new program to make it quicker and easier for people to apply for affordable housing, using artificial intelligence (AI). The local Housing Authority is facing a cha...

As of August 2025, several states have open or active LIHEAP Summer Cooling Programs to assist low-income households with cooling costs during the hottest months.  These progra...

Saving up for a home down payment can feel like a huge challenge. Especially for first-time buyers, figuring out how to gather that lump sum for a down payment might seem like climbing a mountain. But, don'...