Explore Home and Housing Insights

Life in Celina, Texas was slow-paced and community-focused, with farmers meeting for coffee and neighbors gathering at church. However, Celina, like many rural towns across America, is changing fast.  On...

Recently, mortgage rates fell to their lowest level since March, giving homeowners a chance to refinance their loans and save money. The average rate for a 30-year fixed mortgage dropped to 6.67% as of August 8, after repo...

The Federal Housing Finance Agency (FHFA) has announced the new limits for conventional home loans that will apply in 2026. These limits help determine the maximum amount you can borrow with most standard home l...

With interest rates on the rise, refinancing a mortgage may seem counterintuitive. However, for some homeowners, refinancing still makes good financial sense even as rates increase. The key is acting strategicall...

Are you dreaming of owning your own home but struggling to save up for a down payment? Rent-to-own programs might just be the solution you've been looking for. Let's explore how these...

Although you may think you know all the specifics of your home insurance policy, there's more to it than meets the eye. It is essential to understand the general coverage provided by your plan; however, it may contain cer...

The housing market is constantly evolving, with new trends and government programs emerging to support potential buyers in making informed decisions. Whether you're a firs...

Take a quick guess about how many thunderstorms are active at any given moment on Earth....   It's a big number.  At any given time about 1,800 thunderstorms are raging, e...

The U.S. Department of Housing and Urban Development (HUD) has good news for homeowners who are finding it hard to keep up with their mortgage payments.  Through its Federal Housing Administration (FHA), HUD...