Explore Home and Housing Insights

For anyone considering buying a new home or condo, the time is now to pay closer attention. Interest rates - or the cost of money - have moved sharply lower in the past few weeks, and may continue to do so. As interest r...

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

HUD Housing: Everything You Need To Know Made Easy (TheDailyCurrents.com) – As the inflation rate soars, housing prices all over the country are also increasing. Many low-income families can’t...

A few other bloggers have already used this infamous line, so I'm really stealing it here. But given the circumstances, it's so good and no other phrase can sum up what we've witnessed as a nation and electorate the past few w...

(TheDailyCurrents.com) – Two types of public assistance programs are offered by the government in partnership with the state to provide in-kind or cash benefits to individuals who’ve fa...

If you think that owning a home is not possible right now, it’s time to look into the possibilities offered by a rent to own arrangement. By understanding how the process works and what type of commitment you are taking on, it’s...

As of January 7, 2025, a final rule by the Consumer Financial Protection Bureau (CFPB) has been implemented to remove medical debt from consumer credit reports. This rule removes an estimated $49 billion in medical bills from th...

Five cities across the country are willing to pay you to move there. Due to population aging and declining birthrates, these places are taking bold steps to bring in new residents. They hope to boost local b...

As of August 2025, several states have open or active LIHEAP Summer Cooling Programs to assist low-income households with cooling costs during the hottest months.  These progra...