Explore Home and Housing Insights

For anyone considering buying a new home or condo, the time is now to pay closer attention. Interest rates - or the cost of money - have moved sharply lower in the past few weeks, and may continue to do so. As interest r...

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

A few other bloggers have already used this infamous line, so I'm really stealing it here. But given the circumstances, it's so good and no other phrase can sum up what we've witnessed as a nation and electorate the past few w...

It could be a head fake but I am starting to think we are about to witness a pretty large move across financial markets, in general. We were in kind of a range trade or maybe even worse as it looked like markets were headed fo...

Sometimes you gotta look past the headlines. When peering across college campuses these days you see two very different themes percolating near the top. One are the ever-increasing numbers of protests; and the other is the endless a...

As of August 2025, several states have open or active LIHEAP Summer Cooling Programs to assist low-income households with cooling costs during the hottest months.  These progra...

Saving up for a home down payment can feel like a huge challenge. Especially for first-time buyers, figuring out how to gather that lump sum for a down payment might seem like climbing a mountain. But, don'...

Across the United States, selling a home is taking a bit longer than it used to. High prices and high mortgage rates are making buyers hesitate a bit more. Last month, homes for sale stayed on the market for an average of 53 da...

Homeownership just got a financial boost thanks to newly passed legislation, freshly signed into law by President Donald Trump. Amidst the changes to Medicaid and SNAP that have sparked debate, this bill ha...