Explore Home and Housing Insights

For anyone considering buying a new home or condo, the time is now to pay closer attention. Interest rates - or the cost of money - have moved sharply lower in the past few weeks, and may continue to do so. As interest r...

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

A few other bloggers have already used this infamous line, so I'm really stealing it here. But given the circumstances, it's so good and no other phrase can sum up what we've witnessed as a nation and electorate the past few w...

It could be a head fake but I am starting to think we are about to witness a pretty large move across financial markets, in general. We were in kind of a range trade or maybe even worse as it looked like markets were headed fo...

Sometimes you gotta look past the headlines. When peering across college campuses these days you see two very different themes percolating near the top. One are the ever-increasing numbers of protests; and the other is the endless a...

The Consumer Financial Protection Bureau (CFPB)’s 2025 rule aimed to remove medical debt from credit reports, which could have erased $49 billion in medical bills for about 15 million Am...

In October 2025, the Federal Reserve lowered interest rates, which had a noticeable effect on the housing market. Many people looking to buy homes or refinance their...

The Trump administration has suggested a big change to U.S. housing policy: allowing 50-year mortgages to help people afford homes. Usually, mortgages in the U.S. last for 30 years, but with a 50-year mortgage, the loan ...

The Department of Veterans Affairs (VA) offers special housing grants to help veterans with service-related disabilities. These grants are designed to help veterans buy, build, or make changes to a ho...