Explore Home and Housing Insights

For anyone considering buying a new home or condo, the time is now to pay closer attention. Interest rates - or the cost of money - have moved sharply lower in the past few weeks, and may continue to do so. As interest r...

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

A few other bloggers have already used this infamous line, so I'm really stealing it here. But given the circumstances, it's so good and no other phrase can sum up what we've witnessed as a nation and electorate the past few w...

It could be a head fake but I am starting to think we are about to witness a pretty large move across financial markets, in general. We were in kind of a range trade or maybe even worse as it looked like markets were headed fo...

Sometimes you gotta look past the headlines. When peering across college campuses these days you see two very different themes percolating near the top. One are the ever-increasing numbers of protests; and the other is the endless a...

The Consumer Financial Protection Bureau (CFPB)’s 2025 rule aimed to remove medical debt from credit reports, which could have erased $49 billion in medical bills for about 15 million Am...

As 2026 gets closer, many homeowners who have higher mortgage rates may be wondering if it’s finally a good time to refinance. Here are the main points to consider if you’r...

The Federal Housing Finance Agency (FHFA) has announced the new limits for conventional home loans that will apply in 2026. These limits help determine the maximum amount you can borrow with most standard home l...

Saving up to buy a home can take a long time—sometimes even decades. However, a recent study by ConsumerAffairs reveals that in certain states, it’s much easier and faster to put together a down payment. The ...