Explore Home and Housing Insights
Here you will find the trusted resource for up-to-date information, tips, and guidance on securing the best in housing assistance programs.
Financial Update - Interest Rates are Creeping Lower
For anyone considering buying a new home or condo, the time is now to pay closer attention. Interest rates - or the cost of money - have moved sharply lower in the past few weeks, and may continue to do so. As interest r...
Mortgage Insurance: Is it worth it?
For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary? What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...
Maybe We Do Have Kings Here After All
A few other bloggers have already used this infamous line, so I'm really stealing it here. But given the circumstances, it's so good and no other phrase can sum up what we've witnessed as a nation and electorate the past few w...
Major retailers are lowering prices (finally)
It could be a head fake but I am starting to think we are about to witness a pretty large move across financial markets, in general. We were in kind of a range trade or maybe even worse as it looked like markets were headed fo...
Sometimes you gotta look past the headlines
Sometimes you gotta look past the headlines. When peering across college campuses these days you see two very different themes percolating near the top. One are the ever-increasing numbers of protests; and the other is the endless a...
Where Can I Get Help Paying My Water Bill?
Having clean water at home is important for drinking, cooking, and keeping clean. But for many older adults with limited income, paying for water and sewer bills can be difficult—about 20% of U.S. households are behind on the...
Top FHA Lenders of September 2025
FHA loans make homeownership more accessible, especially for first-time buyers, by offering lower credit score requirements, smaller down payments, and flexible guidelines. If you are thinking about getting an FHA loan, here are some of ...
Homeowners Rush to Refinance as Mortgage Rates Drop
Recently, mortgage rates fell to their lowest level since March, giving homeowners a chance to refinance their loans and save money. The average rate for a 30-year fixed mortgage dropped to 6.67% as of August 8, after repo...
Finding Homes for Veterans: Understanding HUD-VASH and Long-Term Support
For many veterans who are adjusting to civilian life, finding safe and stable housing is very important. Thanks to programs like HUD-VASH, the number of homeless veterans has dropped to record lows....
Ready to start?
