Explore Home and Housing Insights

Buying a home with less than 20% down usually means paying for private mortgage insurance, or PMI. PMI is a monthly fee that protects your mortgage lender—not you—in case you default on your loan.   ...

When you're buying a home, down payment assistance (DPA) can give you a financial boost. It helps with your down payment and sometimes even with closing costs.  Think of it as a helpful nudge towards owning ...

As hot summer temperatures lead to higher electricity bills, roughly 193,000 Pennsylvania households will receive an extra $100 credit toward their energy accounts. However, there is no new application...

Thousands of people in Alaska will receive about $1,000 this week. However, this money is only for Alaska residents—not for people living in other states.   Where Does This Money Come From? ...

According to a recent Realtor.com analysis, sellers across the nation are adjusting asking prices as housing market activity continues to moderate heading into autumn. Nationally, the median listing price per squa...

Recently, many people have been talking online about a possible $2,000 stimulus payment that Americans might receive in April 2026. These claims have spread across social media and various w...

Staying Digitally Connected with ACP In today's digital age, being connected is not just a luxury, it's a necessity. However, the cost can be a barrier for many. The Affordab...

The housing market dynamics are always changing. Prices fluctuate with market demand, changing mortgage rates, and with economic transitions.  Supply and demand flow based on these factors. Given the shifts, you must scr...

The Social Security Administration (SSA) has confirmed the payment schedule for the rest of the year. Despite any potential administrative delays or government disruptions, benefit payments will continue to be ...