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For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

Earlier in the year, two apartment buildings in Chicago, home mostly to elderly people with lower incomes, were about to get a significant makeover to save energy.  The idea was to use a m...

The White House recently proposed major changes to the U.S. Department of Housing and Urban Development (HUD), including getting rid of Section 8 housing vouchers and cutting rental assistance by about 40%. Section...

As house prices have gone up, so have property taxes, which has made it harder for everyone to afford housing. This issue affects seniors the most because many live on a fixed income. To help out, a number of U.S. sta...

When you’re looking to buy a home, there are several types of mortgages you can choose from. One of the most popular choices is the FHA loan, which is backed by the federal government. According to the Mortgage Bankers Associati...

The Department of Veterans Affairs (VA) offers special housing grants to help veterans with service-related disabilities. These grants are designed to help veterans buy, build, or make changes to a ho...

In October 2025, the Federal Reserve lowered interest rates, which had a noticeable effect on the housing market. Many people looking to buy homes or refinance their...

For the first time since 2022, mortgage rates in the United States have fallen to a three-year low. This shift is sparking new interest from people looking to buy homes or lower their current monthly payments. ...

The Supplemental Nutrition Assistance Program (SNAP), commonly known as food stamps, is updating its rules and payment amounts for 2026. These changes are designed to help families afford healthy fo...