Explore Home and Housing Insights

Buying a house requires a lot of paperwork. Whether you're getting a mortgage or not, there are several documents you'll need throughout the home buying process. Being prepared with the right documents can make the process fast...

If you’re hoping to buy a home in 2026, there's a mix of good and bad news about mortgage rates. Experts expect mortgage rates to drop a bit next year, but don’t count on them going much lower than 6%. Ev...

Mortgage rates have recently dropped with hopes of a Federal Reserve rate cut, but they have stayed about the same since then. Experts say rates probably won’t go down much more until at least the end of 2025. So, h...

The housing market dynamics are always changing. Prices fluctuate with market demand, changing mortgage rates, and with economic transitions.  Supply and demand flow based on these factors. Given the shifts, you must scr...

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

For the first time since 2022, mortgage rates in the United States have fallen to a three-year low. This shift is sparking new interest from people looking to buy homes or lower their current monthly payments. ...

For anyone considering buying a new home or condo, the time is now to pay closer attention. Interest rates - or the cost of money - have moved sharply lower in the past few weeks, and may continue to do so. As interest r...

Right now, each state in the U.S. is offering its own special deals to help people save money, especially for individuals who are running their own businesses. In these tough times, there's a big opportunity in Pennsylvania to...

If you’re planning to buy a home or refinance your mortgage in the next few years, you may be wondering where mortgage rates are headed. Predicting interest rates is never an exact science, but experts ca...