Explore Home and Housing Insights

Buying a home is a big financial step, and figuring out how much you need to earn to afford one can feel overwhelming. While your salary is important, it isn’t the only thing lenders look at. Here is a simple breakdown of...

Property taxes in New York can be expensive, especially for families and seniors. To help reduce these costs, New York State offers a program called STAR (School Tax Relief). This program gives money b...

The Trump administration has suggested a big change to U.S. housing policy: allowing 50-year mortgages to help people afford homes. Usually, mortgages in the U.S. last for 30 years, but with a 50-year mortgage, the loan ...

The housing market dynamics are always changing. Prices fluctuate with market demand, changing mortgage rates, and with economic transitions.  Supply and demand flow based on these factors. Given the shifts, you must scr...

Sometimes you gotta look past the headlines. When peering across college campuses these days you see two very different themes percolating near the top. One are the ever-increasing numbers of protests; and the other is the endless a...

For anyone considering buying a new home or condo, the time is now to pay closer attention. Interest rates - or the cost of money - have moved sharply lower in the past few weeks, and may continue to do so. As interest r...

FHA loans make homeownership more accessible, especially for first-time buyers, by offering lower credit score requirements, smaller down payments, and flexible guidelines. If you are thinking about getting an FHA loan, here are some of ...

The spring season usually marks the busiest time for buying and selling homes. However, this year is different. While some conditions are actually improving for buyers, a sudden jump in mortgage r...

The Neighborhood Homes Investment Act (NHIA) is a new law proposal designed to make buying a home more affordable. If passed, it will provide $16 billion to build or fix up about 400,000 ho...