New York's Homeowner Relief: What You Need to Know About the 2025 Star Stimulus Checks

Bryan Miller
Published Jul 1, 2025


If you own a home in New York, you might be eligible for financial relief on your property taxes through the Star program.

The state has started sending out stimulus checks this week as part of this program, which aims to reduce school tax bills.
 

What is the Star Program?


The Star program used to directly decrease your school tax bill. However, it has changed over the years into a credit system. Now, homeowners initially pay their taxes and later get a rebate check from the state.
 

How Does the Star Program Benefit You?


STAR Credit: If you're enrolled, the state sends a check each year to help cover your school taxes. This is available if:
 
  • The home is your primary residence.
  • The combined income of all owners and their spouses is $500,000 or less.

STAR Exemption: Has been available since 2015 and continues to reduce your school tax bill if you are eligible and it remains your main home.
 

Are You Eligible for the Star Program?


Eligibility is straightforward:
 
  • For the Basic STAR: There’s no age limit, the property must be your primary residence, and the household income must be under $500,000.
  • For the Enhanced STAR, designed for seniors: At least one homeowner must be 65 or older, with an income limit of $107,300 for 2025 and increasing slightly the following year.
 

How to Check Your Eligibility and When Checks Are Mailed


The New York Department of Taxation and Finance provides an online tool where you can check the mailing schedule for your area. It varies by location, so it's best to stay updated through the website.
 

Key Takeaway


If your home is in New York and serves as your primary residence, and you meet the income criteria, you might receive financial assistance to manage your school tax expenses through the Star program.

Make sure to check your eligibility online and keep an eye out for updates in your local area.

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