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Thinking About Refinancing Your Mortgage in Early 2026? Here’s What You Need to Know
As 2026 gets closer, many homeowners who have higher mortgage rates may be wondering if it’s finally a good time to refinance. Here are the main points to consider if you’r...
2026 Conventional Loan Limits: What Homebuyers Need to Know
The Federal Housing Finance Agency (FHFA) has announced the new limits for conventional home loans that will apply in 2026. These limits help determine the maximum amount you can borrow with most standard home l...
The 10 Best States to Save for a Home Down Payment
Saving up to buy a home can take a long time—sometimes even decades. However, a recent study by ConsumerAffairs reveals that in certain states, it’s much easier and faster to put together a down payment. The ...
How Much Does a Mortgage Cost Each Month After the Federal Reserve’s Interest Rate Cut in October 2025?
In October 2025, the Federal Reserve lowered interest rates, which had a noticeable effect on the housing market. Many people looking to buy homes or refinance their...
What a 50-Year Mortgage Could Mean for Home Buyers
The Trump administration has suggested a big change to U.S. housing policy: allowing 50-year mortgages to help people afford homes. Usually, mortgages in the U.S. last for 30 years, but with a 50-year mortgage, the loan ...
VA Housing Grants for Disabled Veterans: How to Apply and What to Know
The Department of Veterans Affairs (VA) offers special housing grants to help veterans with service-related disabilities. These grants are designed to help veterans buy, build, or make changes to a ho...
The Best Mortgage Lenders for First-Time Home Buyers in October 2025
Buying your first home can be challenging, and choosing the right mortgage lender can make a big difference. Here’s a simple guide to some of the top mortgage lenders for first-time buyers and wha...
8 Ways to Get the Lowest Mortgage Rates Right Now
Mortgage rates have recently dropped with hopes of a Federal Reserve rate cut, but they have stayed about the same since then. Experts say rates probably won’t go down much more until at least the end of 2025. So, h...
How to Apply for Public Housing
Public housing provides safe and affordable rental homes for low-income families, seniors, and people with disabilities. If you need help finding affordable housing, here’s how you can apply for public housing: Step 1: Conta...
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