Where Can I Get Help Paying My Water Bill?

Jeffrey Simmons
Published Sep 17, 2025


Having clean water at home is important for drinking, cooking, and keeping clean. But for many older adults with limited income, paying for water and sewer bills can be difficult—about 20% of U.S. households are behind on their water bills.

If you’re struggling to pay and facing a shut-off, help is available. Acting quickly is important.
 

What Should I Do If I’m Behind on My Water Bill?


Here are some steps you can take if you’re at risk of losing your water service:

1. Contact Your Water Company

Call your local water utility company and ask if they have programs to help people who are behind on bills. Many companies have relief programs or list assistance options on their websites.

For example, larger companies like Aqua America may offer programs such as “Aqua Aid” for customers in certain states.

2. Check With Your State’s Utility Commission

Each state has a public utility commission, which may have advice or programs to help you with your bill. You can find your state’s commission using the National Association of Regulatory Utility Commissioners’ website.

3. Reach Out to Nonprofit Organizations

Several nonprofits help people pay their water bills:
 
  • Dollar Energy Fund: This organization offers help in 18 states. You can use their online tool to see if you qualify for assistance by entering your utility company, income, and whether your water has been shut off. If you qualify, you’ll get links to apply for their programs. The amount of help you receive and the rules may vary by state and utility company.
  • Salvation Army: Enter your ZIP code on their website to find the nearest center. Once there, you can look for “Rent, Mortgage and Utility Assistance” or “Emergency Financial Assistance” for help with your bill.
  • United Way: Visit 211.org or dial 2-1-1 to talk to someone for help with utility bills. You can also search online for help based on your location.

Tip: When applying for help, pay attention to requirements like application deadlines and minimum balance amounts. The amount of assistance can vary depending on your location and the specific program.

If you get approved, ensure it's enough to prevent your water from being shut off.

-

Get updates on the latest articles about the housing and rental market. Click here to subscribe!

Related Articles

Stay informed with our latest articles about the housing and rental market.

Partial Shutdown Begins, Raising Concerns About Mortgage Delays and Flood Insurance Lapses...

Even though the U.S. Senate passed a spending bill to fund most federal agencies through September 30, 2026, a partial government shutdown began at 12:01 a.m. on Saturday, Jan. 31....

Wealthfront Starts Offering Mortgages, Beginning With a Limited Rollout to Clients...

Wealthfront, a company best known for its automated investing tools (often called a “robo-advisor”), is now offering home loans. The new mortgage program is being released firs...

Quick Guide to Down Payment Assistance Programs in the USA (2026)...

Buying a house is a big dream for many people. However, saving up enough money for a down payment can be a major hurdle. The good news is that there are many programs across the country designed to help...

$500 Stimulus Payment: Who Qualifies for the Housing Stability Initiative?

A new program called the Housing Stability Initiative is helping families in the United States who are struggling with their finances. This initiative provides selected families with $500 every month...

Mortgage Rate Predictions for the Next 5 Years (2026–2030)...

If you’re planning to buy a home or refinance your mortgage in the next few years, you may be wondering where mortgage rates are headed. Predicting interest rates is never an exact science, but experts...

Buying a House with a Friend in 2026: A Simple Guide...

As we head into 2026, the dream of owning a home can feel more difficult due to rising home prices and high rent costs. To make homeownership more achievable, more people are considering buying a house with a friend. ...

Ready to start?

Stay informed with our latest articles about the housing and rental market.
Get home assistance