Explore Home and Housing Insights

A new program called the Housing Stability Initiative is helping families in the United States who are struggling with their finances. This initiative provides selected families with $500 every month...

As we head into 2026, the dream of owning a home can feel more difficult due to rising home prices and high rent costs. To make homeownership more achievable, more people are considering buying a house with a friend. H...

When you're buying a home, down payment assistance (DPA) can give you a financial boost. It helps with your down payment and sometimes even with closing costs.  Think of it as a helpful nudge towards owning ...

Staying Digitally Connected with ACP In today's digital age, being connected is not just a luxury, it's a necessity. However, the cost can be a barrier for many. The Affordab...

The Consumer Financial Protection Bureau (CFPB)’s 2025 rule aimed to remove medical debt from credit reports, which could have erased $49 billion in medical bills for about 15 million Am...

The Federal Housing Finance Agency (FHFA) has announced the new limits for conventional home loans that will apply in 2026. These limits help determine the maximum amount you can borrow with most standard home l...

If you’re hoping to buy a home in 2026, there's a mix of good and bad news about mortgage rates. Experts expect mortgage rates to drop a bit next year, but don’t count on them going much lower than 6%. Even a sm...

Saving up for a home down payment can feel like a huge challenge. Especially for first-time buyers, figuring out how to gather that lump sum for a down payment might seem like climbing a mountain. But, don'...

Saving up to buy a home can take a long time—sometimes even decades. However, a recent study by ConsumerAffairs reveals that in certain states, it’s much easier and faster to put together a down payment. The ...