Explore Home and Housing Insights

Even though the U.S. Senate passed a spending bill to fund most federal agencies through September 30, 2026, a partial government shutdown began at 12:01 a.m. on Saturday, Jan. 31. ...

Buying a house is a big dream for many people. However, saving up enough money for a down payment can be a major hurdle. The good news is that there are many programs across the country designed to help ho...

Wealthfront, a company best known for its automated investing tools (often called a “robo-advisor”), is now offering home loans. The new mortgage program is being released first t...

When you're buying a home, down payment assistance (DPA) can give you a financial boost. It helps with your down payment and sometimes even with closing costs.  Think of it as a helpful nudge towards owning ...

If you applied for a mortgage and didn’t get approved, the first thing to remember is: don’t panic. A loan denial is a setback, not a permanent "no." Many Americans face this challenge, but there ar...

Staying Digitally Connected with ACP In today's digital age, being connected is not just a luxury, it's a necessity. However, the cost can be a barrier for many. The Affordab...

For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

If you’re planning to buy a home or refinance your mortgage in the next few years, you may be wondering where mortgage rates are headed. Predicting interest rates is never an exact science, but experts ca...

If you’re hoping to buy a home in 2026, there's a mix of good and bad news about mortgage rates. Experts expect mortgage rates to drop a bit next year, but don’t count on them going much lower than 6%. Ev...