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For many first time home buyers, a dilemma comes up: is mortgage insurance worth it? And why is it even necessary?  What is mortgage insurance, anyways? Typically, until a person has about 22% equity in a home, mortgage companie...

Buying your first home is a big financial step, especially when thinking about the down payment and closing costs. Luckily, if you're planning to buy a home in Wyoming, the Wyoming Community Development Authority (WCDA...

Sometimes you gotta look past the headlines. When peering across college campuses these days you see two very different themes percolating near the top. One are the ever-increasing numbers of protests; and the other is the endless a...

Mortgage rates have recently dropped with hopes of a Federal Reserve rate cut, but they have stayed about the same since then. Experts say rates probably won’t go down much more until at least the end of 2025. So, h...

The White House recently proposed major changes to the U.S. Department of Housing and Urban Development (HUD), including getting rid of Section 8 housing vouchers and cutting rental assistance by about 40%. Section...

  Disasters can strike at any moment, catching us off guard and unprepared. But with a little bit of forward thinking and preparation, you can transform your home into a safe haven during emergencies. From hurri...

Property taxes in New York can be expensive, especially for families and seniors. To help reduce these costs, New York State offers a program called STAR (School Tax Relief). This program gives money b...

FHA loans are incredibly popular with home buyers because they provide you with a low interest rate, low down payment requirement financing option. However, if you choose to apply for a loan with more than 80 percent loan-to-v...

There is no denying that owning a home is not a cheap endeavor. Once you have purchased the property, you are on the hook for keeping it well maintained. This is why it is important to work in the cost o...