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Quick Guide to Down Payment Assistance Programs in the USA (2026)

Buying a house is a big dream for many people. However, saving up enough money for a down payment can be a major hurdle. The good news is that there are many programs across the country designed to help ho...

Buying a House with a Friend in 2026: A Simple Guide

As we head into 2026, the dream of owning a home can feel more difficult due to rising home prices and high rent costs. To make homeownership more achievable, more people are considering buying a house with a friend. H...

Wealthfront Starts Offering Mortgages, Beginning With a Limited Rollout to Clients

Wealthfront, a company best known for its automated investing tools (often called a “robo-advisor”), is now offering home loans. The new mortgage program is being released first t...

Partial Shutdown Begins, Raising Concerns About Mortgage Delays and Flood Insurance Lapses

Even though the U.S. Senate passed a spending bill to fund most federal agencies through September 30, 2026, a partial government shutdown began at 12:01 a.m. on Saturday, Jan. 31. ...

The 10 Best States to Save for a Home Down Payment

Saving up to buy a home can take a long time—sometimes even decades. However, a recent study by ConsumerAffairs reveals that in certain states, it’s much easier and faster to put together a down payment. The ...

Maximizing Your Budget with House Maintenance Cost-Cutting: Practical Tips to Keep Your Home in Top Shape

Maintaining a home is vital for its longevity and your comfort, but it doesn't have to break the bank. By implementing smart cost-cutting strategies, you can s...

Major retailers are lowering prices (finally)

It could be a head fake but I am starting to think we are about to witness a pretty large move across financial markets, in general.  Plus, yesterday, Home Depot announced that there were price reductions coming to many items...

Good News for Homeowners Struggling with Mortgage Payments

The U.S. Department of Housing and Urban Development (HUD) has good news for homeowners who are finding it hard to keep up with their mortgage payments.  Through its Federal Housing Administration (FHA), HUD...

Mortgage Rate Predictions for the Next 5 Years (2026–2030)

If you’re planning to buy a home or refinance your mortgage in the next few years, you may be wondering where mortgage rates are headed. Predicting interest rates is never an exact science, but experts ca...


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