Explore Home and Housing Insights

A new program called the Housing Stability Initiative is helping families in the United States who are struggling with their finances. This initiative provides selected families with $500 every month...

If you’re planning to buy a home or refinance your mortgage in the next few years, you may be wondering where mortgage rates are headed. Predicting interest rates is never an exact science, but experts ca...

As we head into 2026, the dream of owning a home can feel more difficult due to rising home prices and high rent costs. To make homeownership more achievable, more people are considering buying a house with a friend. H...

If you’re hoping to buy a home in 2026, there's a mix of good and bad news about mortgage rates. Experts expect mortgage rates to drop a bit next year, but don’t count on them going much lower than 6%. Even a sm...

As 2026 gets closer, many homeowners who have higher mortgage rates may be wondering if it’s finally a good time to refinance. Here are the main points to consider if you’r...

The Federal Housing Finance Agency (FHFA) has announced the new limits for conventional home loans that will apply in 2026. These limits help determine the maximum amount you can borrow with most standard home l...

Saving up to buy a home can take a long time—sometimes even decades. However, a recent study by ConsumerAffairs reveals that in certain states, it’s much easier and faster to put together a down payment. The ...

In October 2025, the Federal Reserve lowered interest rates, which had a noticeable effect on the housing market. Many people looking to buy homes or refinance their...

The Trump administration has suggested a big change to U.S. housing policy: allowing 50-year mortgages to help people afford homes. Usually, mortgages in the U.S. last for 30 years, but with a 50-year mortgage, the loan ...